Uninsured and Underinsured Driver Accidents

With a skilled personal injury attorney working for you, you may discover that you can receive compensation for your injuries even if the negligent driver did not have insurance to cover your damages.

Attorneys Chris Cagle and Bianca Rodriguez (working with Paralegals Shawntea and Gilbert) at the Cagle Law Firm.

You may have a case even if the Person that Caused Your Collision Did Not have Insurance to Cover the Damages and Injuries They Caused

Car accidents are stressful and traumatic. If the other driver doesn’t have any car insurance or is underinsured (they don’t have enough insurance to pay your damages), you may feel like there is no hope to receive compensation after an accident.

At The Cagle Law Firm, P.C., we will review your insurance policy to see if you have uninsured or underinsured motorist coverage, and what benefits may be available after a motor vehicle accident. With a skilled personal injury attorney working for you, you may discover that you can receive compensation for your injuries even if the negligent driver did not have insurance to cover your damages.  Many people are hesitant to make a claim on their own insurance policy because they are afraid their rates will increase, or they will be adversely affected somehow.  The truth is: you are paying your insurance company every month to provide coverage for injuries and damage you sustain from an “underinsured motorist/uninsured motorist,” so use it when you need to!

Some insurance companies make it difficult to get compensation for injuries and damages even when it happens to their own customers!  Just because you have an uninsured or underinsured motorist coverage policy does not mean that your insurance company will treat you fairly.  Often times, they will try to deny coverage for the incident, and leave you with nothing. Don’t try to handle a Texas underinsured/uninsured motorist claim alone.

Don’t Face The Insurance Company Alone

Insurance claims like these can be complex, and there are many requirements drivers have to meet in order to get coverage.  If you do not know the technical aspects of filing a claim against your own insurance policy, you really need to turn to an experienced attorney to guide you through the process.

We understand insurance policies and how insurance companies operate. Our lawyers can make sure you aren’t taken advantage of, and we will never force you to accept a settlement if there are other options available to help you get the compensation you deserve.

It is very important to report the accident to the police and to file a claim with your insurance company right away. We can help you through this entire process and make sure all requirements are met so you can receive coverage.

Don’t wait to speak with us after an accident. Call us right away!

Claims against your own insurance company can lead to litigation in some cases. We are not afraid to fight for your rights and protect you in court against the insurance company. Our law firm has been very successful representing car accident victims in Austin and throughout Texas. Let us put our experience and high-quality legal skills to work for you.

Contact Us

We are highly skilled car accident litigators. Call our law firm at 888-353-3619 or 512-371-6101 or contact us online to schedule a free initial consultation.


The Cagle Law Firm, P.C., provides individuals injured through someone else’s negligence personally tailored legal services. Learn about your legal rights and resources below. Call (512) 371-6101 for a free consultation.

Austin's Trusted Personal Injury Attorneys

Attorney Chris Cagle has been selected as a Texas "Super Lawyer" from 2009 through 2019 by Thomson Reuters, as published in Texas Monthly Magazine. Chris has also been included in the Multi MIllion Dollar Advocates.

Call Now for a Free Case Evaluation